Call Ridgehollow Finance with the seller's quote; a funding partner reviews the request and decides whether to make an offer.
Equipment financing pays for one named machine over a fixed term, and that machine can secure it. Funding partners set the rate, term and any down payment; parts, payroll and stock fit other products.
At a glance
- Pays for
One named machine with a written quote
- Secured by
The machine itself can serve as collateral
- Have ready
Quote, make, model, year and seller name
Pulling Units, Pumps and Tool Trailers: Oilfield Equipment Financing Around Green River, WY
Support activities for oil and gas operations (NAICS 213112) covers contract work such as pulling rods and tubing, cementing wells and cleaning them out. Sweetwater County, WY had 47 establishments with payroll in that code in 2023, and 15 of them (31.9%) had fewer than five employees, so a single rig purchase can be a large share of what a small outfit owns.
A pulling unit is the expensive end of the list. The quote a partner wants to see names the make, model, year, hours and the seller, and for a used unit a partner may ask for photos, an inspection report or an appraisal. Triplex pump skids for well cleanouts and enclosed tool trailers cost less and can be quoted on their own or bundled into one request with the rig.
Illustration only, invented figures: a used pulling unit priced at $240,000 with $37,000 down leaves $203,000 to finance. Financed for 60 months at an annual rate of 10%, the unit carries an installment of $4,313.15. Sixty of them total $258,789.00, which puts the interest at $55,789.00 and the full cost, down payment included, at $295,789.00. The calculator on this page repeats this math for any machine price and term.
Sterilizers and Treatment Tables: Medical and Dental Equipment Financing Around Green River, WY
The 2023 County Business Patterns put 14 employer establishments in Sweetwater County, WY under offices of dentists (NAICS 6212) and 11 under offices of physicians (NAICS 6211).
A chiropractor, physical therapist or optometrist falls under offices of other health practitioners (NAICS 6213), a group of 45 establishments with payroll in the county that year; 55.6% of them had fewer than five employees.
For any of these practices, the machines that fit equipment financing are the ones that carry a serial number and a vendor quote: autoclave sterilizers, powered treatment and exam tables, dental chairs and delivery units, and diagnostic devices. A vendor service contract or software subscription bundled into the quote is worth listing separately on the call, because a partner may treat those lines differently from the hardware.
Car Wash Equipment Financing Options: Brushes, Blowers and Pay Kiosks at a C-Store
Gasoline stations (NAICS 4471, a code that includes stations with convenience stores) numbered 28 employer establishments across Sweetwater County, WY in 2023. Separately, ZIP 82935 held 6 gasoline station establishments with payroll that year (ZBP).
A wash attached to a c-store runs on machines that can each carry a quote: brush and cloth arches, high-pressure arches, dryers and blowers, and the pay kiosk at the entry. Those are equipment. The wash building and anything on the fuel side of the lot are property work outside this site, so a request covers what bolts into the bay, not the bay itself.
Smaller store items such as cooler doors or a new register setup can ride along in the same request or go on a line of credit if the store would rather keep the equipment schedule to the wash.
Cleaning Equipment Financing Options: Floor Scrubbers and Steam Cleaners for a Clinic or Shop
Cleaning machines sit in a price range where the right product is worth a second look. A ride-on floor scrubber for a clinic corridor or a shop floor, a commercial steam cleaner, or an extractor for upholstered waiting-room seating can each be financed on a short schedule with the machine as collateral.
When the item costs a few thousand dollars, compare a short equipment term with drawing on a line of credit and paying it down.
Commercial Equipment Financing: Alignment Racks and Diesel Bay Lifts
A lift or a rack is a large purchase for a small shop, and 59.4% of the 32 automotive repair and maintenance employer establishments in Sweetwater County, WY (NAICS 8111, CBP 2023) had fewer than five employees. ZIP 82935 held 7 automotive repair establishments with payroll that year (ZBP), a ZIP figure rather than a city one.
In separate 2024 Nonemployer Statistics, the county listed 40 automotive repair and maintenance businesses with no paid employees.
A four-wheel alignment rack and a heavy-duty two-post or four-post lift for diesel pickups and service vans fit equipment financing well: each has a model number, a price and a long working life. Work that cuts or pours the shop floor to set a lift is a change to the building itself and stays outside this site.
Illustration only, invented figures: price a $44,000 alignment rack two ways, both at an annual rate of 10.75%. A 36-month schedule means $1,435.30 a month, $51,670.80 across the term. A 60-month one means $951.19 a month, $57,071.40 across the term. Stretching the term trims $484.11 off each installment, and the owner pays $5,400.60 more before the rack is paid off.
Whatever the machine, have these ready for the call:
- The seller's written quote, with make, model, year and, for used units, hours or mileage.
- Several recent months of business bank statements.
- How long the shop has been open, plus a rough yearly revenue band.
- A list of other machine payments, loans or advances already running.
- Any trade-in, and how much cash goes down, if any.
Concrete Equipment Financing Options: Mixers and Saws for Green River, WY Contractors
ZIP 82935 held 30 construction employer establishments in 2023 (ZBP), and 63.3% of them had fewer than five employees; those are ZIP figures, and the ZIP is not the same as the city. Wider county figures are on the Green River, WY page.
The tools a small concrete contractor can finance include a towable mixer, a walk-behind or flat saw, power trowels and a compact track loader with a breaker or auger. Each of those can be quoted and financed, alone or as a package. The concrete, rebar and forming lumber for a job are not equipment; they belong with working capital or inventory financing.
Renting can make sense for a machine that runs a few days a year. When a saw or mixer goes out on job after job, owning it on a fixed schedule is worth pricing against the rental bills.
Painting Equipment Financing Options: Sprayers and Lifts for a Green River, WY Painting Contractor
Painting contractors fall inside building finishing contractors (NAICS 2383), the group that also takes in drywall, flooring, tile and finish carpentry. In Sweetwater County, WY that group had 15 establishments with payroll in 2023, 6 of them with fewer than five employees.
A different program, the 2024 Nonemployer Statistics, put the county's count of building finishing contractors with no paid employees at 52.
For a painter, the financed items are airless sprayers, a trailer-mounted rig, scissor lifts and a small boom lift for exterior walls. A used lift that comes with a recent annual inspection report gives a partner more to go on. Ladders, drop cloths and paint itself are job costs, not equipment.
By Ridgehollow Finance · Updated